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Health Insurance

Dear NYMC Student,

For the 2018-2019 school year the New York Medical College Student Insurance Plan will continue to be provided by United Healthcare Student Resources. HSA Consulting, lnc. (HSAC), our Student Insurance Plan Administrator, will be processing your enrollment and waiver submissions through an online process.

The NYMC Student Health Insurance Website address is https://app.hsac.com/nymc

Here you will find all the information for the NYMC Student Insurance Plan, Enrollment and Waiver Process, and essential documents for the insurance plan.

HSAC will be your source for all insurance related questions, enrollment requests, waiver submissions and approvals, assistance with your insurance if you are enrolled in the NYMC student insurance plan including ID cards, coverage questions, claims issues, checking for provider networks.

The 2018-2019 NYMC student health insurance plan design will remain the same as the 2017-2018 plan, it is a PPO plan, with in-network and out-of-network benefits, and is an ACA compliant Platinum level plan.

The plan is still pending final Approval by the State of New York so we are unable to release any information regarding premium or the Summary of Benefits at this time. As soon as we have final approval we will immediately release the annual premium and 2018-2019 Summary of Benefits.

2018-2019 NYMC Enrollment Process

If you are currently enrolled in the 2017-2018 NYMC Student Insurance Plan and would like to continue your enrollment you DO NOT need to submit an enrollment request. Your enrollment will be automatically processed for the 2018-2019 policy year.

All students are automatically enrolled in the NYMC - Sponsored Student Health Insurance Plan and the premium charge is added to the student account until a waiver request is submitted and approved. Enrollment and the insurance charge will be waived if proof of other acceptable health insurance is provided by submitting an online waiver before the waiver deadline of June 30, 2018.

  • For incoming students or continuing students who would like to enroll in the NYMC Student Insurance plan, to expedite enrollment in the NYMC Sponsored Student Health Plan, please see instructions below
  • You will automatically be enrolled in the NYMC student health plan after the waiver period ends.
  • Students who lose coverage midterm are required to submit an enrollment request within 30 days of the date of loss of prior coverage for enrollment in the NYMC - Sponsored Student Health Insurance Plan.

To submit an enrollment request for the NYMC student insurance plan for the 2018-2019 policy year please follow the link below:

https://app.hsac.com/nymc

2018- 2019 NYMC Waiver Process

If you have a current waiver on file and would like to waive for the 2018-2019 Policy Year You DO NOT need to submit a waiver request.

HSAC will begin re-verifying the current insurance coverage information on file for all NYMC students that have an approved waiver for the 2017-2018 academic year. If HSAC is unable to verify your coverage or it is inactive you will receive an email from HSAC requesting additional information. You must submit your additional information or new waiver submission through the online submission website, no later than June 30, 2018.

Maintaining health insurance coverage is mandatory for all full-time NYMC students and all students MUST be covered by a domestic health insurance plan. All students are required to enroll in the NYMC -Sponsored Student Health Insurance Plan unless an acceptable Waiver is provided in a timely manner. The acceptable coverage to waive the NYMC - Sponsored Student Health Insurance Plan must have comprehensive coverage throughout the United States. Your plan must have a provider network for primary care, specialty, hospital and diagnostics care in New York or in states where students are designated for rotations. HMO plans only qualify for the state in which you are residing, in New York you must have a New York HMO. Plans that qualify to waive the NYMC student health insurance plan are:

  • Parent's Employer Group plan
  • Spouse's Employer Group plan
  • Partner's Employer Group Plan
  • COBRA
  • Military/Veterans Benefits – Tricare
  • New York Medicaid - Student must live in New York the entire academic year
  • Medicare

Individual health plans are acceptable by exception and will only be considered with a minimum of the following benefits:

  • Must be Metallic Tier Level Silver or higher
  • Deductible Maximum of $1,000 per Individual
  • Unlimited Lifetime Benefits

Coverage must be in force for the entire school term

You will receive a confirmation email via the on line system once your submission is completed. Your insurance information will be reviewed and verified that it meets the requirements set forth by NYMC to waive the student health insurance plan. Please allow 3-5 business days for processing. You will receive an email from HSAC with confirmation that your waiver has been approved, declined or further information is needed. If further information is needed please respond to the email by the response time requested in the email. If you submit a waiver and it is not approved by the deadline of June 30, 2018, you will be automatically enrolled and charged for the NYMC student health insurance plan. To submit your waiver request, please follow the link below and click the "Waiver" tab at the top of the page:

https://app.hsac.com/nymc

If you are NOT currently enrolled and want to enroll in the NVMC Student Health Plan for the 2018-2019 Policy Year:

If you would like to enroll in the NYMC student health insurance plan, open enrollment will take place through June 30, 2018 with an effective date of July 1, 2018 for continuing students. If your start date at NYMC is other than July 1, 2018 your effective date for insurance coverage will be your start date at NYMC. To submit your enrollment request, please follow the link below and click the "ENROLL" tab from the home page:

https://app.hsac.com/nymc

If you are NOT currently waived and have insurance that meets the requirements to waive the NYMC Student Health Plan for the 2018-2019 Policy year:

For those students that currently have insurance that meets the requirements to waive the NYMC student insurance plan and have NOT already waived the school plan, you will need to submit your current insurance information along with a copy of the front and back of your insurance card. Copies of your insurance identification card may be uploaded to the portal. You will receive a confirmation email via the online system that your waiver information was received. Please allow 3-5 business days for processing. Failure to waive the NYMC Student Health Insurance Plan by June 30, 2018 will result in your automatic enrollment in the NYMC Student Insurance plan. To submit your waiver please follow the link below and click on the "WAIVER" tab from the home page:

https://app.hsac.com/nymc

If you are currently insured by another health plan please take the time to compare your benefits and cost to the 2018-2019 NYMC student health insurance plan. The NYMC 2018-2019 health plan offers very comprehensive benefits and the cost for the group coverage may be lower than your current plan. Remember, once you waive you will need an involuntary loss of coverage to enroll in the student health plan after the annual open enrollment period has ended. If you find that the NYMC plan better meets your medical and financial needs than your current plan, voluntary termination does not make you eligible for enrollment after the annual enrollment period has ended. Enrollment in the NYMC student insurance plan is on a semester basis. The Spring Semester open enrollment/waiver period will begin on December 15, 2018 until January 15, 2019 for the Spring Semester effective date of 01/01/2019.

HSA Consulting, Inc. is the group administrator for the student health plan and will verify the waiver information to ensure all students are currently, and remain, in compliance with NYMC's health insurance requirements. All information submitted is confidential and utilized for verification of health insurance only.

Please feel free to contact Karin Swanson at HSA Consulting, Inc. (888-978-8355) or email nymc@hsac.com with any questions regarding the waiver/enrollment process or the NYMC student health insurance plan.