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Health Insurance

UnitedHealthcare Student Resources:

For the 2017-2018 school year New York Medical College will be implementing a new Student Insurance Waiver/Enrollment Process.  HSA Consulting, Inc., our Student Insurance Plan Administrator, will now be processing your enrollment and waiver submissions through an online process.  The Bursar’s office will no longer accept any paper submissions. 

The NYMC Student Health Insurance Website address is https://app.hsac.com/nymc

Here you will find all the information for the NYMC Student Insurance Plan, Enrollment and Waiver Process, and essential documents for the insurance plan.

HSA Consulting, Inc., will be your source for all insurance related questions, enrollment requests, waiver submissions and approvals, assistance with your insurance if you are enrolled in the NYMC student insurance plan including ID cards, coverage questions, claims issues, checking for provider networks.

The 2017-2018 NYMC Student Health Insurance Plan will be offered by United Healthcare Student Resources.  The 2017-2018 NYMC student health insurance proposed plan design is a PPO plan, with in-network and out-of-network benefits, it is an ACA compliant Platinum level plan. 

The 2017-2018 NYMC student insurance plan is still pending final Approval by the State of New York so we are unable to release full details of the plan.  The premium for the 2017- 2018 plan year will be $5,430.00. The 2017-2018 NYMC Student Health Insurance plan will have a $100 deductible, 100% coinsurance after your deductible is met. As soon as we have state approval we will immediately release the final 2017-2018 Summary of Benefits.

The Open Enrollment and Waiver Period for the 2017-2018 NYMC Student Health Insurance Plan is now open.  Once enrolled or waived, your status can not change during the semester unless you have a loss of coverage because of a Qualifying Life Event and need to enroll in the student plan.  If you are enrolled in the student plan you will remain enrolled for the semester to which you are enrolled. You may waive or enroll per semester, please refer to your programs academic calendar for specific dates.  Insurance premium will also be billed to your student account by semesters as determined by your program.  You will be notified of additional open enrollment and waiver periods throughout the year.

If you do not want to change your insurance status during the policy year your enrollment or waiver will continue through until 06/30/2018.

2017-2018 NYMC Enrollment Process

All students are automatically enrolled in the NYMC - Sponsored Student Health Insurance Plan and the premium charge is added to the student account until a waiver request is submitted and approved. Enrollment and the insurance charge will be waived if proof of other acceptable health insurance is provided by submitting an online waiver before the waiver deadline of June 30, 2017

  • To expedite enrollment in the NYMC Sponsored Student Health Plan, please see instructions below
  • You will automatically be enrolled in the NYMC student health plan after the waiver period ends.
  • Students who lose coverage midterm are required to submit an enrollment request within 30 days of the date of loss of prior coverage for enrollment in the NYMC - Sponsored Student Health Insurance Plan. 

2017- 2018 NYMC Waiver Process

Maintaining health insurance coverage is mandatory for all full-time NYMC students and all students MUST be covered by a domestic health insurance plan. All students are required to enroll in the NYMC - Sponsored Student Health Insurance Plan unless an acceptable Waiver is provided in a timely manner. The acceptable coverage to waive the NYMC - Sponsored Student Health Insurance Plan must have comprehensive coverage throughout the United States.  Your plan must have a provider network for primary care, specialty, hospital and diagnostics care in New York or in states where students are designated for rotations.  HMO plans only qualify for the state in which you are residing, in New York you must have a New York HMO.  Plans that qualify to waive the NYMC student health insurance plan are:

  • Parent's Employer Group plan
  • Spouse's Employer Group plan
  • Partner's Employer Group Plan
  • COBRA
  • Military/Veterans Benefits - Tricare
  • New York Medicaid - Student must live in New York the entire academic year
  • Medicare

Individual health plans are acceptable by exception and will only be considered with a minimum of the following benefits:

  • Must be Metallic Tier Level Silver or higher
  • Deductible Maximum of $1,000 per Individual
  • Unlimited Lifetime Benefits

Coverage must be in force for the entire school term

If you are currently enrolled in the NYMC Student Insurance Plan for the 2016-2017 Policy Year and would like to remain enrolled for the 2017-2018 Policy Year:

As soon as we can provide you detailed information for the 2017-2018 Policy year we will send you an email. If you decide to continue your enrollment in the NYMC student insurance plan for 2017-2018, you will need to submit an online enrollment request, no later than June 30, 2017.  Once you submit your enrollment request, you will receive a confirmation email via the enrollment system. Please allow 3-5 business days for processing.  When we have completed your enrollment we will provide you an email with further details in regards to plan information and receiving your student id card. To submit your enrollment request please follow the link below and click the “ENROLL” tab at the top of the page:

https://app.hsac.com/nymc

If you have a current waiver on file and would like to waive for the 2017-2018 Policy Year:

You must submit your waiver submission through the online submission website, no later than June 30, 2017.  You will receive a confirmation email via the online system once your submission is completed.  Your insurance information will be reviewed and verified that it meets the requirements set forth by NYMC to waive the student health insurance plan.  Please allow 3-5 business days for processing.  You will receive an email from HSAC with confirmation that your waiver has been approved, declined or further information is needed.  If further information is needed please respond to the email by the response time requested in the email. If you submit a waiver and it is not approved by the deadline of June 30, 2017, you will be automatically enrolled and charged for the NYMC student health insurance plan.  To submit your waiver request, please follow the link below and click the “Waiver” tab at the top of the page:

https://app.hsac.com/nymc

If you are NOT currently enrolled and want to enroll in the NYMC Student Health Plan for the 2017-2018 Policy Year:

If you would like to enroll in the NYMC student health insurance plan, open enrollment will take place through June 30, 2017 with an effective date of July 1, 2017 for continuing students.  If your start date at NYMC is other than July 1, 2017 your effective date for insurance coverage will be your start date at NYMC.  To submit your enrollment request, please follow the link below and click the “ENROLL” tab from the home page:

https://app.hsac.com/nymc

If you are NOT currently waived and have insurance that meets the requirements to waive the NYMC Student Health Plan for the 2017-2018 Policy year:

For those students that currently have insurance that meets the requirements to waive the NYMC student insurance plan and have NOT already waived the school plan, you will need to submit your current insurance information along with a copy of the front and back of your insurance card.  Copies of your insurance identification card may be uploaded to the portal. You will receive a confirmation email via the online system that your waiver information was received.  Please allow 3-5 business days for processing.  Failure to waive the NYMC Student Health Insurance Plan by June 30, 2017 will result in your automatic enrollment in the NYMC Student Insurance plan. To submit your waiver please follow the link below and click on the “WAIVER” tab from the home page:

https://app.hsac.com/nymc

If you are currently insured by another health plan please take the time to compare your benefits and cost to the 2017-2018 NYMC student health insurance plan.  The NYMC 2017-2018 health plan offers very comprehensive benefits and the cost for the group coverage may be lower than your current plan.  Remember, once you waive you will need an involuntary loss of coverage to enroll in the student health plan after the annual open enrollment period has ended.  If you find that the NYMC plan better meets your medical and financial needs than your current plan, voluntary termination does not make you eligible for enrollment after the annual enrollment period has ended.  Enrollment in the NYMC student insurance plan is on an semester basis, once enrolled you will remain enrolled until the end of each semester term.

HSA Consulting, Inc. is the group administrator for the student health plan and will verify the waiver information to ensure all students are currently, and remain, in compliance with NYMC’s health insurance requirements.  All information submitted is confidential and utilized for verification of health insurance only.

Please feel free to contact Karin Swanson at HSA Consulting, Inc. (888-978-8355) or email nymc@hsac.com with any questions regarding the waiver/enrollment process or the NYMC student health insurance plan.


Dental Insurance

New York Medical College does not provide dental insurance coverage for students nor does it require students to be covered under a dental insurance plan. However, the College recognizes that dental health is important to individual wellbeing and therefore provides the following dental insurance provider information as a courtesy. Individual and family plans are available.

Delta Dental Insurance
Cigna Dental Plans
Please note that dental insurance premiums are the responsibility of the individual student and must be paid directly by the student. Dental insurance premiums may not be billed to a student's account.